Korotkin Insurance Group Privacy Pledge
Providing superior products and service to our customers requires us to obtain various types of personal information. In entrusting your business to us, we understand that you expect your personal information to remain private and to be treated with the utmost confidence. Please be assured we are committed to safeguarding your privacy, and have established a policy to maintain the confidentiality of your personal information. We think it is important for you, as well, to understand how Korotkin Insurance Group obtains, uses and safeguards your personal information.
How we obtain, use and protect your personal information
Information we obtain
The information we obtain will depend upon the type of insurance you request and may include:
- Information we receive from you in writing, by telephone or electronically on applications or other forms. Examples: your name, address, social security number and income. For some insurance products, the information may include your health history.
- Information about your transaction with us. Examples: your policy coverage, premiums, claims history and payment history.
- Information we receive from a consumer reporting agency. Examples: your credit score and motor vehicle reports.
Information we disclose
Except as explained below, we may share any personal information about our customers and former customers within Korotkin Insurance Group in order to offer you other Korotkin Insurance Group services that are likely to be of value to you.
Unless you tell us not to, we may share credit information about you within Korotkin Insurance Group. Examples: your credit score or motor vehicle reports. We share this information in order to provide you with the appropriate insurance coverage. If you prefer that we not share this information within Korotkin Insurance Group, you may tell us not to by contacting our office.
As permitted by law, we may disclose (without specific authorization) any personal information about our customers and former customers we obtain to third parties (which includes persons and companies within and outside Korotkin Insurance Group) as is necessary for these parties to help us service or process your transaction with us.
We may disclose the following information to companies that perform marketing services for Korotkin Insurance Group or to other financial institutions such as banks or insurance companies with which we have joint marketing agreements:
- Information we receive from you on applications or other forms. Examples: your name, address and telephone number.
- Information about your transaction with us, such as your policy coverage.
- These third parties must agree to maintain strict confidentiality protections and limit the use of the customer information we provide them.
We do not sell or otherwise provide lists of our customers to third parties to market non-financial services.
Confidentiality of Health Information
It is often necessary for us to obtain personal health information in order to underwrite insurance and process claims for various types of personal insurance coverages. We recognize your concerns about the security of that information and want to assure you that any personal health data you provide to us will be held in strict confidence. We will not disclose nor share your personal health information for marketing or any other unauthorized purpose. We may disclose or share your personal health information for underwriting your policy or administering your policy or claim or for other purposes permitted by law.
Information security standards
We maintain physical, electronic and procedural safeguards to protect customer information. We restrict access to your personal information to those persons who have a business need for such information.
We’ll keep you informed
As a valued customer, we respect your privacy concerns. In the event of future changes in our privacy policy, we will provide you as updated notice.
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